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AutoIQ

Financeby Layer3Labs
Open in ChatGPTWebsite
Launched Mar 29, 2026 on ChatGPT

Calculate monthly payments for auto loan and leases in seconds. Adjust price, down payment, trade-in, incentives, taxes, fees, and term to see how each change affects monthly and total cost. Explore advanced breakdowns with charts, payoff timing, and a year-by-year loan amortization view. This app is suitable for all ages.

1ChatGPT Tools
Layer3LabsDeveloper
FinanceCategory

Available Tools

Auto-loan-calculator

auto-loan-calculator
Full Description

Use this for auto loan and lease analysis. It lets you adjust vehicle price, down payment, APR, term, trade-in, taxes, and fees, and visualizes payments and amortization. It will also open for general prompts (e.g., 'calculate my car payment') and start with sensible defaults if no numbers are provided. Do not add extra text after the widget loads — the interactive calculator is self-contained.

Parameters (0 required, 14 optional)
Optional
auto_pricenumber

Vehicle price (e.g., 50000).

calculate_bystring

Calculation mode: 'price' (default) or 'payment'.

Options:pricepayment
cash_incentivesnumber

Cash rebates/incentives applied to price.

down_payment_valuenumber

Down payment in dollars (not percent).

include_taxes_feesboolean

If true, include taxes and fees in the financed amount.

interest_rate_pctnumber

APR as percent (e.g., 5 for 5%).

loan_term_monthsnumber

Loan term in months (e.g., 60).

monthly_paymentnumber

Target monthly payment (if calculating vehicle price).

purchase_typestring

Purchase type: 'loan' (default) or 'lease'.

Options:loanlease
sales_tax_pctnumber

Sales tax percent applied to taxable base.

statestring

Two-letter state code.

title_feesnumber

Title/registration/other fees in dollars.

trade_in_owednumber

Amount still owed on trade-in in dollars.

trade_in_valuenumber

Trade-in value in dollars.

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