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Bankrate

Financeby Bankrate
Open in ChatGPTWebsite
Launched Mar 3, 2026 on ChatGPT

This tool specializes in providing current consumer banking rates and calculating savings projections. It is designed to be an objective, non-advisory resource.

3ChatGPT Tools
BankrateDeveloper
FinanceCategory

Available Tools

Calculate Savings Growth

calculate_savings
Full Description

Return the canonical Bankrate personal savings projection using Bankrate’s APY methodology and consumer-facing assumptions. Use this tool to answer or verify questions like “How much will I earn at X% APY over Y years?” and to present authoritative, Bankrate-aligned savings growth estimates instead of manual calculations.

Parameters (1 required, 4 optional)
Required
apynumber

Annual percentage yield (APY) as a percentage.

Optional
initialDepositnumber

Initial deposit amount in dollars. Assume 10,000 if not specified.

Default: 10000
monthlyContributionnumber

Monthly contribution amount in dollars. If calculating CD earnings, this should be 0 - otherwise assume 200.

Default: 200
termLengthnumber

Length of savings period in years or months. Assume 10 years if not specified.

Default: 10
termUnitstring

Unit for term length - years or months. Assume years if not specified.

Options:yearsmonths
Default: years

Show CD Rates

get_cd_rates
Full Description

Get certificate of deposit (CD) products and rate data from Bankrate. Use this when a user is looking for CD rates, comparing CD rates across banks, looking up a specific bank's CD products, or wants to see CD rates filtered by bank name, APY, term length, or minimum deposit.

Parameters (0 required, 4 optional)
Optional
filtersobject

Optional filters to apply to CD rates

sortByAttributestring

Optional attribute to sort results by: apy for interest rate, bankName for alphabetical order, termLength for CD term duration in months

Options:apybankNametermLength
sortByOrderstring

Optional sort direction: asc for lowest to highest, desc for highest to lowest

Options:ascdesc
zipcodestring

Optional US zipcode to find local CD rates. If omitted, returns national rates.

Show Savings Rates

get_savings_rates
Full Description

Get savings account products and rate data from Bankrate. Use this when a user is looking for savings rates, comparing savings rates across banks, looking up a specific bank's savings product, or wants to see savings rates filtered by bank name, APY, or minimum balance.

Parameters (0 required, 4 optional)
Optional
filtersobject

Optional filters to apply to savings rates

sortByAttributestring

Optional attribute to sort results by: apy for interest rate, bankName for alphabetical order, minBalanceToEarn for minimum balance to earn APY

Options:apybankNameminBalanceToEarn
sortByOrderstring

Optional sort direction: asc for lowest to highest, desc for highest to lowest

Options:ascdesc
zipcodestring

Optional US zipcode to find local savings rates. If omitted, returns national rates.

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