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InvestmentIQ

Financeby Layer 3 Labs
Launched Apr 3, 2026 on ChatGPT

Set a savings goal and instantly discover how much to invest monthly, how long it will take, or what return rate you need to get there — all in one smart calculator. Choose from Conservative, Moderate, or Aggressive strategies and watch an interactive chart project your wealth up to 50 years into the future. See a clear breakdown of your starting balance, total contributions, and interest earned at a glance. This app is suitable for all ages.

1ChatGPT Tools
Layer 3 LabsDeveloper
FinanceCategory

Available Tools

Investment Calculator — project your investment growth

investment-calculator
Full Description

Use this for investment growth calculations and financial planning. Call this tool immediately with NO arguments to let the user enter their data manually. Only provide arguments if the user has explicitly stated them.

Parameters (0 required, 6 optional)
Optional
current_balancenumber

Current savings or starting investment balance in dollars.

investment_strategystring

Investment strategy: conservative (3%), moderate (6%), or aggressive (9%).

Options:conservativemoderateaggressive
monthly_contributionnumber

Monthly contribution amount in dollars.

rate_of_returnnumber

Expected annual rate of return as a percentage (e.g., 6 for 6%).

target_amountnumber

Target investment goal amount in dollars.

time_horizonnumber

Investment time horizon in years.