Most budgeting tools show you your balance as it is today.
But in real life, money doesn't work that way. Salaries arrive later. Bills are already scheduled. Credit card payments appear days after you spend.
This means the number you see in your account is often not the number you actually have.
Simply Family Budget helps you understand your real balance by taking future bills, shared expenses, and timing into account.
Instead of focusing on what you have right now, it helps you see what your money will look like over time.
It's especially useful for families managing money across multiple accounts, cards, and responsibilities, where things rarely line up neatly.
The goal isn't to track everything. It's to make your financial situation feel clear and predictable.
get_budget_statusReturns budget limit, spend, remaining amount, and status by category for a period.
periodstringBudget period in YYYY-MM format.
cursorstringOpaque cursor returned by a previous call.
page_sizeintegerOptional page size from 1 to 100. Defaults to 50.
50get_cashflow_summaryReturns income, expenses, net totals, category breakdown, and top categories for a date range.
end_datestringEnd date in YYYY-MM-DD format. Maximum range is 90 days.
start_datestringStart date in YYYY-MM-DD format. Maximum range is 90 days.
account_idsarrayOptional account IDs to filter. Maximum 20 IDs.
category_idsarrayOptional category IDs to filter. Maximum 20 IDs.
top_nintegerHow many top categories to return. Defaults to 5.
5get_household_overviewReturns family profile, currency, timezone, account balances, and a short projection summary.
get_projected_balanceReturns daily projected balance points for a single account over a future date range.
account_idstringAccount ID to project.
end_datestringProjection end date in YYYY-MM-DD format. Maximum range is 90 days.
start_datestringProjection start date in YYYY-MM-DD format. Must be today or in the future.
cursorstringOpaque cursor returned by a previous call.
modestringProjection mode.
realisticscheduledrealisticpage_sizeintegerOptional page size from 1 to 100. Defaults to 50.
50search_transactionsSearch family transactions by date range, accounts, categories, and free text using cursor pagination.
end_datestringEnd date in YYYY-MM-DD format. Maximum range is 90 days.
start_datestringStart date in YYYY-MM-DD format. Maximum range is 90 days.
account_idsarrayOptional account IDs to filter. Maximum 20 IDs.
category_idsarrayOptional category IDs to filter. Maximum 20 IDs.
cursorstringOpaque cursor returned by a previous call.
page_sizeintegerOptional page size from 1 to 100. Defaults to 50.
50querystringOptional free-text query up to 100 characters.